Best Credit Cards for You!

Ever stopped by a convenience store to quickly buy a drink with your credit card only to have the cashier point to a tiny sign taped to the wall that says “Sorry—The Minimum Credit Card Purchase is $5?? How inconvenient is that?

I understand all the costs small business owners must endure to accept credit cards, but as a consumer, I think minimum purchase requirements really stink. Credit cards are all about convenience, and businesses that choose to accept them in an effort to conveniently grow their revenues shouldn’t be allowed to inconvenience customers by placing restrictions on when they can or can’t use credit cards.

Besides, it’s really embarrassing when I have to run back to the car to search for loose change.

If a business wants to make the decision to not accept credit cards at all, that’s perfectly fine.

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Tags: Minimum, Minimum Purchase

Bad credit history affect the personal and financial life a lot, it simply means, you are going to face the problems while getting credit cards, loans, automobile, jobs, house on rent etc. Adverse poor rating affect future credit card application more, even for next seven years. But poor credit score doesn’t allow discrimination with people that’s why lenders had to introduce bad credit credit cards. It provides options to avail the facility of credit cards to bad credit holders.

Bad credit credit cards are highly searched financial product on internet, but people misunderstood this useful item. These credit cards are almost similar as other cards except the rate of interest and fees. Due to the bad financial history and lenders risk, card holders need to pay a bit high rate of interest.

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Tags: Bad Credit, Credit, Credit Cards

Last week, Robert Brokamp lamented about his not-ready-for-prime-time bikini body, asking GRS readers “whether it might make sense occasionally to engage in some extreme fiscal or physical fitness in order to see bigger results sooner, which could serve as encouragement to keep going.”

Brokamp’s post was highly entertaining to be sure, but I immediately fired off an e-mail to J.D. asking if I could answer his question in a follow-up post. At GRS, we recognize the importance of getting rich slowly, doing the boring stuff day-in and day-out to achieve financial success. I believe weight loss is no different.

Crash diets don’t work
Research published by UCLA in 2007 concluded that diets don’t work. Traci Mann, UCLA associate professor of psychology and lead author of the study, writes:

You can initially lose 5 to 10% of your weight on any number of diets, but then the weight comes back.

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Tags: Physical, Physical Financial

In a rocky economy, high interest rates are the holy grail of conservative investors, especially those who don’t want to to invest in bonds. But in this rocky economy, “high interest” hasn’t really meant much: High-interest savings accounts are returning below two percent!

Get Rich Slowly readers are just like everybody else. A couple of times a week, I get e-mail from somebody looking for higher interest rates, but puzzled about where to find them. So, inspired by a recent article in Consumer Reports Money Adviser, I’m going to run down the top choices for finding high interest rates.

First, I want to remind you all of one thing: Interest rates aren’t likely to rise until the economy improves. ING Direct doesn’t hate you. Ally Bank isn’t trying to rip you off. We’re just not in a high-interest rate environment right now.

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Tags: High Interest, Interest

Summer is not all sand and surf for college students. Many have to find an apartment for the fall. Others are looking to buy a new car. Some might be looking to take out a private student loan for college. For each of those expenses, you will need a good credit score.

That is why you have to check in on your credit score from time to time, and research ways to improve it if it is below par.

That may sound daunting, but you can easily research improving your credit score in one easy place. Visit Student Platinum’s credit score improvement page today. Find out your credit score, and which credit card is right for you. It won’t take long, and you will be back on the beach in no time!

Tags: Summer, Summer Give