Best Credit Cards for You!

Natalie P. McNeal’s personal savings style is so unique, she had to invent a new word to describe it.

Frugalista: A person who lives within her means and saves, but still looks good, eats well and lives fabulous.

McNeal was single, 32 years old, and was a reporter with the Miami Herald for eight years. She ate out most of the time and thought nothing of having her hair done or hopping on a plane to go to a concert with friends for the weekend.

Natalie McNeal, author, ‘The Frugalista Files’

Natalie P. McNeal, a former reporter with the Miami Herald, did what she calls the “walk of shame” to her mailbox in 2008 to confront her credit card balance. She went public with her plight in her Frugalista blog and dug herself out of $21,000 in debt. Today, she’s debt free and an author, blogging regularly on her new frugal lifestyle, sharing tips and ideas on how to live within your means.

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Tags: Mcneal, Natalie Mcneal

Do you need financing? Then you’ll need to apply for credit. But there are several different credit options available to consumers. Which is the right one for you? That can depend on what you plan to finance and whether you have a one-time need for that financing or you’re looking for an ongoing credit line.

Let’s look at three popular types of credit you can apply for.

1. Credit Cards

If you’re here on our credit card comparison site, you’re clearly aware of credit cards as financing tools. This is probably the most common example of revolving credit. You’re given a credit limit attached to your card. You can spend that money up to your limit. When you pay off some or all of your balance, that portion of your credit limit becomes available to make new purchases again.

In other words, you can keep using that same credit limit over and over again as long as you pay off your balance in between.

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Tags: Credit Options, Options

Going to college is a wonderful and memorable experience for all students. First of all, they finally get to learn about subjects they’re actually interested in, and second, this is the time of their life when they become independent and get to make decisions on their own. Some decisions are easy for them to make, like which party to attend, or choosing what and where to eat, or choosing how to decorate their dorm room. But every decision has its price, and being independent certainly is a lot more expensive than living with your parents. As much as college is all about the education and the experience, it’s also about the money and how to pay for all that it takes to finish your degree and to enjoy your free time. It’s also about become an independent, not only in the easy sense of the word, but also on the financial way.

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Tags: Students

While it may not be considered one of the Big Four Banks, St George’s credit cards and other financial services have helped make it one of the most popular banks in Australia.

With low rate, rewards and platinum options, St George credit cards are bound to come up when comparing different options and here we look at each in depth to help you figure out if they may be the right choice for your next card.

St George Vertigo Credit Card

The St George Vertigo credit card has a highly competitive balance transfer offer of 0.99% p.a.

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Tags: Card, Credit Card, St George

Been rejected for a credit card? Don’t know why?

So many individuals these days are denied access to a credit card due to various reasons.

Such circumstances make it very difficult for them to know whether there is anything that they can do to be accepted by that particular credit card provider in the future. It also leaves them wondering whether other providers will accept their applications. A huge problem that this creates is that consumers will often make numerous applications following an initial rejection, and as more applications are made, their credit rating may suffer. This is because a check is made of their credit report every time that a provider sees their application, and each time that check is made, a note is made on the credit report. If there are multiple checks made in a very short space of time, their credit rating will suffer.

Thus, it is highly important for a consumer to attempt to keep their number of credit card rejections to a minimum.

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Tags: Card, Credit Card