Best Credit Cards for You!

When you apply for a business credit card you can begin to establish a credit file for your business rather than have business expenses (or problems) intermingled with your personal credit rating. The business credit cards work much the same as personal lines of credit.

These cards are often opened in the name of your company and have more flexibility in your credit limit if your company is well established. If yours is a start-up without a track record as yet establishing credit for the business is a critical step to take.

Annual Percentage Rate (APR) charged for business credit cards average one to two percent lower than that of personal credit accounts. Some lenders offer extra incentives to lure commerce accounts. This is an unethical strategy but it is not illegal. In other words, do not rush and apply for a business credit card immediately.

Instead, take your time and compare the various offers before making your decision.

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Tags: Business Credit, Business Credit Card, Card, Credit Card

Thinking ahead is what makes Portsmouth, VA depositors smart savers. Today a PFD Firefighters’ Credit Union, Inc. savings account can provide a 0.50% APY interest rate and amplify your savings potential. The more you deposit into your account, the harder this savings account rate works in your favor–learn how to send your finances on a winning path.

Savings Account Rate Terms and Conditions

To open a savings account with this financial institution, depositors must meet eligibility requirements and be within the field of membership. Once that factor is established, the minimum daily balance that must be maintained to earn the savings account rate is $25.

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Tags: Apy, Credit Union, Firefighters’ Credit, Firefighters’ Credit Union

Victims of criminal identity theft rarely know they are victims until they learn that there is a warrant out for their arrest or are arrested. Fortunately, court systems and police departments are aware that this type of identity theft occurs, making it possible for victims to clear their names.

Criminal identity theft occurs when an individual gives another person’s name and personal information to law enforcement authorities during a criminal investigation or at the time of arrest. Personal information includes a date of birth and social security number. This type of identity theft usually transpires when local authorities issue traffic or misdemeanor violations, but can also happen when an individual is arrested for financial identity theft, such as the misuse of credit cards.

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Tags: Criminal Identity, Criminal Identity Theft, Identity Theft, Theft