Black Friday is just around the corner! And whether that conjures up feelings of intense excitement or the urge to lose your lunch, the fact is you’ll probably spend more time over the next few months than any other season wandering through crowded malls and surfing the web for the perfect gift.
To an identity thief, this means one thing—extra opportunities to nab your credit card information and put a real damper on your holiday cheer! So be a smart shopper this year and take some additional precautions to protect yourself from identity theft and ensure your bank accounts, credit reports and credit scores stay safe and sound.
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0.26% 0.33% 0.43% Savings Accounts and Money Market Rates provided by 8 November 2010 The holidays are just around the corner – and that means it’s time to start thinking about New Year’s resolutions.Don’t make them? That’s ok. But they can help you focus on improving your life – and if you share them with friends, you may be more motivated to act on your intentions than you otherwise would.Resolutions don’t have to be about practical things like exercising or spending time with your family, either. Full Post…
It has been claimed in a recent report that people that use their credit cards on a regular basis tend to be in better financial health than those that do not use their cards all that often. The claim has been made following a recent survey that was carried out by YouGov SixthSense.
The group said that many people believe that those using their credit cards only occasionally tend to be better off financially, but added that the survey results seemed to indicate otherwise. The survey found that around 35 percent of consumers use their credit cards on a regular basis such as weekly whereas 24 percent only used their cards once or quarter or even less.
The group said that according to its research results using a credit card on a regular basis did not indicate that the cardholder was struggling financially and was relying on credit but was more a sign of financial stability and wealth. Full Post…
That shiny piece of plastic burning a rectangle-shaped hole in your wallet is one of life’s trickiest necessities.
On the one hand, you can’t make it much farther than 25 without some line of credit to show for yourself.?
On the other, credit cards are often intimidating: whole episodes of Oprah are dedicated to really good people with decades’ worth of credit card debt they didn’t mean to accrue. You’re a good person. Does that mean you are going to accrue a Kilimanjaro-sized mountain of debt as well?
The problem: credit cards and the companies that supply them are notoriously evasive when it comes to laying out their terms and conditions after they reel you in with catchy commercials. Here are 5 big credit card myths that, year after year, keep confusing consumers.
5 Most Confounding Credit Card Rumors
Smart debit card spending will help boost your credit score.
Today the Your Take is a bit of a selfish question about Lasik, something I’m starting to consider more seriously again. I first wrote about this a few years ago when I considered Lasik eye surgery but never pulled the trigger (I went as far as to schedule just one consultation but was a little turned off at the “used car salesman” sales tactics).
If you’ve had Lasik, I’m curious if you thought the laser surgery was “worth it?” Everything I’ve ever heard from people has been positive, outside of the relatively high costs, and I’m curious to hear from people on both sides. Are there folks who were unhappy? How much did it cost and where was it performed? Are there folks who can be more specific about what they like about their experience?
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